HB Cornerstone LLC (“HB Cornerstone”) is concerned about the privacy of the visitors to this site. It is important for you to understand what information we collect during your visit to this site and what we do with that information. By accessing and using this site, you hereby acknowledge that you have read, understand, and agree to be bound by the Privacy Policy and the Terms of Use without limitation.

Active Data Collection
This site actively collects information from our users through the use of questionnaires on this site and by permitting the user to communicate directly with us through email. HB Cornerstone will be the sole owner of any information you submit to HB Cornerstone through this site. HB Cornerstone may use any ideas, concepts, know-how, or techniques you may provide to HB Cornerstone through this site, for any purpose. HB Cornerstone has no duty to keep such information confidential, except as provided for in the Privacy Policy or otherwise required by law.

Passive Data Collection
HB Cornerstone may collect, store, or analyze certain non-personal information concerning your use of this site, such as which web pages are viewed the most frequently. We analyze this information to determine what is effective and ineffective about this site and how HB Cornerstone can improve this site to increase user satisfaction. We may share this information with third parties acting as advisors to HB Cornerstone or with other third parties if necessary for the maintenance and operation of this site. We do not otherwise sell any of this information to third parties.

Sensitive Personal Data
HB Cornerstone will not intentionally disclose or transfer your personally-identifiable information to a third party unaffiliated with HB Cornerstone, subject to the following exceptions: (1) HB Cornerstone may disclose your personal information if required by the laws, rules, or regulations of any state, country, or other applicable jurisdiction; (2) HB Cornerstone may disclose your personal information in order to make transmissions or deliveries to you; or (3) HB Cornerstone may disclose your personal information if you have consented to such disclosure. HB Cornerstone will take reasonable steps to ensure the confidentiality and security of personal information, and will reasonably attempt to prevent the unauthorized or accidental disclosure of personal information.

Children’s Privacy Protection
This site is not intended for children under the age of 13. HB Cornerstone will not intentionally collect information from anyone under the age of 13.

Changes to the Privacy Policy
HB Cornerstone reserves the right to revise the Privacy Policy at any time and for any reason.

Comments
If you have any questions, comments or concerns regarding HB Cornerstone’s Privacy Policy, please contact us.